With FIRSTLine, you get instant borrowing power. All you have to do is transfer the amount you need from your line of credit into your checking account. Then it’s yours to use. With FIRSTLine, you'll enjoy:
Same day loan approval. Subject to credit approval and Bank underwriting guidelines.
Competitive rates. As your Savings Experts, we're letting you know you
can save big by using your line of credit instead of a credit card. You
pay only 1.75% of your outstanding balance or $25, whichever is
One-Time Approval. There's no need to reapply each time you need funds. You simply advance on your approved credit line at your convenience.
Flexible Repayment Terms. Pay what you can, when you can.
Overdraft Protection Option. You get automatic overdraft protection with FIRSTLine up to your approved credit limit. In the event of an overdraft, your line of credit is advanced in $100 increments to pay the overdraft.**
Easy to read, monthly statements so you can track your payments, purchases, and outstanding balances.***
For more information on rates, terms, and fees, contact a Loan Officer at 866.372.1200.
* Making the minimum payment will cover the interest on the outstanding balance and may or may not reduce any portion of the principal balance.
** Subject to a $5.00 fee per advance.
***If there is no outstanding balance and no loan activity for the month, a statement will not be issued.
$20 annual fee is assessed automatically to the line of credit on the anniversary month of the loan; fee may be waived if customer sets up automatic payments out of their First Savings Bank Northwest deposit account. This is a variable rate account and annual percentage rate may vary.