With each investment statement received, the reality of the current financial mess hits home. Investment packages, once promoted as the sure bet darling of the financial world, are now but a soaked doormat of despair, as life and retirement savings disappear. As envelopes are opened and the negative figures viewed, those who have the strength let out a huge gasp, while others just sigh and the ‘what if’ saga begins.

What if, the concern for safety and soundness of our investment was the cornerstone of our financial decision and not that of unquenchable thirst to chase unrealistic returns? What if, our trust was placed in the hands of a community banker instead of commission based Wall Street advisors? What if, those monies invested under promises of double digit yields and now are double digit principal losses, were placed in a simple savings account? How different would our financial world be!

While First Savings Bank Northwest cannot amend the past, we can enrich your future. We are, and always have been, commited to the importance of savings. It is never too late to get back to basics. Our savings customers are in a select group for their year-end statements detailed positive earnings and secure principal balances. With a variety of deposit products, we can satisfy any investment appetite driven by concerns for safety and soundness.

First Savings Bank Northwest prides itself in being a solid financial institution with abundant excess capital to weather the current economic crises as a stand alone institution, without any government bailout assistance or Federal TARP money. This position makes us unique, as we are one of the few local financial institutions to publically declare that we will not seek taxpayer money.